The latest from Brian Hague

Aug 13, 2018 - by Brian Hague, Rochdale Group

Will the “shrinking middle class” reduce loan demand?

In a discussion of potential emerging strategic risks facing credit unions, a client recently asked whether the shrinking middle class might reduce systemic loan demand in the long run. The ...

Dec 6, 2017 - by Brian Hague, Rochdale + Paragon

Will proposed tax reform impact the housing market?

Both the House and Senate have put forth tax reform plans that appear likely to succeed.  At this writing, the Senate plan has passed, with several last-minute amendments made to ...

Feb 22, 2017 - by Brian Hague, Rochdale + Paragon

A glimpse at the futures

No, the title of the article isn’t incorrect; we’re going to be talking about using Fed funds futures to gain perspective on where the market believe rates are ...

Nov 16, 2016 - by Brian Hague, Rochdale + Paragon

Strategic planning: Get in the game!

The college football season is well underway, and so is the strategic planning season. This article will draw parallels between the two, and provide some key take-aways that can help ...

Aug 15, 2016 - by Brian Hague, Rochdale + Paragon

Lessons from the Men’s Olympic cycling road race

The 2016 Olympic cycling road race – a punishing, 148-mile course through the hills and along the coast in Rio, featuring 11 climbs with gradients in excess of 24% –  witnessed numerous ...

Jul 21, 2016 - by Brian Hague, Rochdale + Paragon

Much ado about little: The Brexit

It’s only appropriate that we borrow a line (albeit paraphrased) from the Bard of Avon to describe our views about the recent Brexit vote.  It should also be noted ...

Jun 17, 2016 - by Brian Hague, Rochdale + Paragon

Take me out to the ballgame

I’ve talked before about the concept of conducting a risk appetite assessment for your credit union so you can determine the alignment between management’s and the board’s ...

May 19, 2016 - by Brian Hague, Rochdale + Paragon

Anecdotal Economics: Three take-aways from the recent data

At the CUNA/Rochdale Paragon ERM Certification and Update Schools presented in April, I taught a session titled “Anecdotal Economics.”  This concept holds that biases in economic thought, industry economists, ...