The latest from Cheryl Lawson

- by Cheryl Lawson, JMFA

“No fee” doesn’t mean no consequences

Recent changes in overdraft fee practices at some banks and new product offerings by fintech providers have made a big splash in the news recently. Bolstered by a renewed interest ...

- by Cheryl Lawson, JMFA

Are your digital disclosures getting through?

Growing consumer interest in digital banking services—combined with the necessity to modify normal in-person operations during the past 12 months—has caused a major change in the way credit ...

- by Cheryl Lawson, JMFA

Keep your regulatory guard up

COVID-19 will continue to impact the way credit unions conduct business—for months, if not years to come. Effectively navigating an environment of lower interest rates, reduced revenue opportunities, and ...

- by Cheryl Lawson, JMFA

No-tricks overdraft strategy

After living through the financial upheavals and a general sense of uncertainty over the past eight months, consumers are feeling a bit of fright—and it isn’t because Halloween ...

- by Cheryl Lawson, JMFA

Regulators launch review of 2009 overdraft rule

As a requirement of the Regulatory Flexibility Act (RFA), the Consumer Financial Protection Bureau (CFPB) recently announced its intent to review the 2009 overdraft rule. This rule requires consumers to ...

- by Cheryl Lawson, JMFA

Best practices lead to best results

Following the recent passage of the Economic Growth, Regulatory Relief and Consumer Protection Act (S.2155 ) – which was intended to roll back some of the regulations of the Dodd-Frank law ...