The latest from Dan Price

Oct 7, 2022 - by Dan Price, 2020 Analytics

The dangers of behavioral bias during economic tails

We’re in a period of unprecedented uncertainty. Inflation and corresponding interest rate increases are higher than we’ve seen in this generation. Home values and mortgage payments relative to ...

Sep 9, 2022 - by Dan Price, 2020 Analytics

Three credit union financial trends and economic implications

Credit unions saw an explosion of balance sheet growth throughout COVID-19, primarily related to government relief loans and increased savings rates during the height of the pandemic. As we move ...

Aug 19, 2022 - by Dan Price, 2020 Analytics

Three impacts of a cooling housing market

You have probably already started to feel it in your local markets. Six months ago, homes were being swept up within hours, or days of being listed, if they hit ...

Jun 8, 2022 - by Dan Price, 2020 Analytics

Recession or not, the times, they are a-changin’

The times, they are a- changin’… From the COVID-19 pandemic, to Russia-Ukraine turmoil and everything in between it seems as if we are constantly speculating on what will be the ...

May 4, 2022 - by Dan Price, 2020 Analytics

From CAMEL to CAMELS

No. You won’t have multiple camel ratings, but there will be an S at the end of the NCUA’s new CAMELS rating system, which went into effect on ...

Mar 10, 2022 - by Dan Price, 2020 Analytics

Current expected credit losses and loan profitability

A frequent criticism of the Allowance for Credit Losses is the disconnect created between the recognition of income and expense. Financial institutions are forced to record life of loan credit ...

Feb 9, 2022 - by Dan Price, 2020 Analytics

Inflation and how it impacts your credit union

Things have been good economically for so long it’s hard to imagine a time when they weren’t. Even in the face of a devastating global pandemic, asset prices ...

Dec 30, 2021 - by Dan Price, 2020 Analytics

Predicting the NCUA’s 2022 supervisory priorities

The NCUA will soon be releasing their Supervisory Priorities for 2022. Based on past priorities, evolving NCUA guidance, and the current economic environment here is what we think will be ...