The latest from Eric Marcus

Apr 10, 2024 - by Eric Marcus, LoanStreet

Friend or foe? Examining the impact of prepayments on loan returns

Loan portfolio management requires a keen understanding of various factors that impact returns. Yet far too often, credit union boards and decision-makers focus primarily on only one element: charge-offs. While ...

Dec 7, 2022 - by Eric Marcus, LoanStreet

Great expectations

LoanStreet’s capital markets desk manages the pool-building, pricing and execution for billions of dollars of loan participations each year. Over the last several months, the desk has received a ...

Oct 17, 2022 - by Eric Marcus, LoanStreet

Not from concentrate: Portfolio diversification with loan participations

While many loan sales are made up of new loans, some sales consist of seasoned loans that are several or more years old. Because the likelihood of prepayments and defaults ...