The latest from John Pettit

- by Dave Sojka, The Financial Brand

How alternative data can help lenders discover high-quality borrowers

Higher interest rates, increasing inflation and stagnant incomes have made borrowing more expensive and meeting financial commitments more difficult. In fact, recent data from Equifax shows that credit card utilization ...

- by America's Credit Unions

Treasury publishes report on risks of AI in financial sector

A new report from the U.S. Department of the Treasury identifies potential opportunities and risks for artificial intelligence (AI) on the security and resiliency of the financial services sector.  ...

- by Lisa Hochgraf, CU Management

Earned wage access emerging as a competitive requirement

CUES member Elizabeth Sharpe recently shared with the CUES Net member community that a couple of her members had moved their accounts to Chime “because of the early availability of ...

- by CU Student Choice

Should I refinance my student loans?

Refinancing your federal and/or private student loans can be a great way to consolidate payments and potentially save money on interest over time. However, while there are numerous advantages ...