Deposit Rates Vary by State, Depending on the Local Economy
By Tom When it comes to deposit rates, all states are not created equal. According to a recent article in American Banker (and our own research), deposit rates in some ...
The latest from Randall Smith
3 Questions You Should All Be Able To Answer
By Henry Meier NCUA released a letter to credit unions yesterday detailing the supervisory focus for examiners in 2013. You should definitely read it for yourself, but to me, it ...
Are You Already Leading?
By Matt Monge I was reminded recently of something I absolutely love seeing. It’s that whole “leading without a title” thing. It’s one of the first things I ...
FIS + mFoundry: A Case of Dancing With the One Who Brung You
by: Mark Schwanhausser The news today that FIS has purchased the 78% share of mFoundry that it didn’t already own should come as no surprise. MFoundry was a startup ...
Three Signs The Economy Is Still In the Dumps
By Henry Meier Have you ever gone to bed at night slapping yourself on the back for a job well done only to wake up the next morning to a ...
A Counterview on the Quest for Efficiency
By Anthony, Demangone Facing a world of tight margins and weak loan demand, finding greater efficiency is on everyone’s mind. To quote Mr. Franklin, a penny saved is a ...
FFIEC Requirements – Why are they important?
by Robin Remines Whether you are new to the credit union industry or an old pro – there is one thing for sure, the regulations and guidelines just don’t seem ...
Past, Present and Future of Banking
It was the day when my whole perception of the Indian banking scene did a volte-face. On a routine bank visit, I presented my cheque to the Teller and waited ...