A Billion Mobile Bankers?
By Ron Shevlin Someone recently forecast that, by 2017, there will be one billion mobile banking consumers across the globe. Having forecast mobile banking consumers myself (just US, not globally), ...
The latest from Randall Smith
How to Implement Effective Member Business Lending
by Loren Houchen Member business lending (MBL) for credit unions, to be done safely and soundly, first of all necessitates that it be part of a solid overall ALM (assets/...
People of Modest Means and Lots and Lots of Debt
by Henry Meier No one should be surprised that younger people take on more credit card debt than older people, but a new research paper is getting a lot of ...
Well, Because We’ve Always Done It That Way! That’s, Why
by Anthony Demangone Change is difficult. With everything going on, I have a hard enough time finishing tasks that I want to do, let alone a new task that is ...
5 Ways to Engage Staff in your Contingency Plan
by Robin Remines Let’s be honest, many of your employees probably think Contingency Planning is for the geek squad in IT. Power goes out – call IT. Storm approaching? Call ...
Your Team Needs You
by Matt Monge Very few people, if they’re honest, enjoy going to work every day in an environment filled with distrust, political maneuvering, and so many of the other ...
This Might Not Work: The Fear of Failure
by Bo McDonald We’ve lined up some pretty exciting projects for the credit unions we work with in 2013. During the fall my team at YMC has labored endlessly ...
NCUA Sets Low Bar for Fair Lending Exams
by Keith Leggett The National Credit Union Administration (NCUA) appears to set the bar pretty low when it comes to examining credit unions for fair lending compliance. According to NCUA’...