Drop in Debit Card Interchange Revenue and Effect on Reward Checking
by Ken Tumin The recent reward checking rate cuts may not be just due to the awful interest rate environment. There are reports that debit card interchange revenue has fallen ...
The latest from Randall Smith
Stop The Social Media Metric Madness!
by Ron Shevlin Oh, those social media fanatics are good! They’ll twist any number they can get their hands on to make social media look good, won’t they? ...
Is the Wave of Liquidity a Tsunami on the Horizon?
Ebb and flow, crest and trough, ups and down, cyclical; these are all phrases that come to mind when we look at the state of the auto finance world. Nowadays ...
Small Businesses Face Uphill Year Without Access to Credit Union Loans
by Gina Ragusa Key findings from a mid-2012 survey by PNC Bank point to another year of soft profits for small businesses due to a variety of factors, including continued ...
Are Supervisory Committees Up to the Job?
by Henry Meier Recently, the CEO of the now defunct Women’s Southwest FCU pleaded guilty to embezzling $3.4 million from the credit union over an 11 year period. ...
Omnichannel Is The Next Challenge For FIs
by: Mary Monahan Customers desire the flexibility to select the easiest and most convenient channel in which to conduct their business. For instance, I may want start to filling out ...
Leaders Reproduce
by Matt Monge Something that’s always been interesting to me is how leaders–ones we might consider good or even great ones–seem to produce other leaders. Duke’s ...
Retail Banking Predictions & Trends For 2013
While The Financial Brand refrains from publishing any kind of annual forecast of trends in retail banking, there’s no shortage of experts weighing in with their predictions and resolutions ...