Being denied a loan for a home or a car — or anything — can feel like a punch in the gut. But no matter how you got to the place where you don’t qualify for the best APR rates, or how long your credit has been less than ideal, all is not lost.
There are strategies you can take to begin building your credit back up. Yes, it may require some time and lots of patience on your part, but you won’t regret the effort.
Here are a few suggestions to bump up your credit starting now:
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