Lending Perspectives: ‘Geeks’ wanted

If your team members obsess over these four key factors, they’ll help drive your credit union’s future.

As the self-professed lending geek at Ent Credit Union, I know there are many reasons why I’ve been in the lending business for almost 39 years. There are aspects of my job that just get me “geeked out”! Yet geeks tend to have a bad reputation. According to the source of all knowledge, Wikipedia, the word typically connotes an expert or enthusiast obsessed with a hobby or intellectual pursuit.

I recently had a meeting to discuss fair lending with a couple of our newer employees who are responsible for Ent’s fair and responsible banking initiative. They both specifically said they get geeked out about data and how it can be sliced and diced to analyze fair lending patterns. It reminded me of something that I had known for years: Credit unions need more geeks in order to survive and thrive in the future!

Geeked out about what, exactly?

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