Let’s get serious about compliance
Now that we’ve hit the 2019 Compliance Season, I like to think of 2018 as the proverbial “calm before the storm.” What last year may have seemed like a walk in the park with [...]
PolicyWorks LLC News Archives
Death, taxes and HMDA
Death, taxes and HMDA reporting requirements — as the government shutdown grinds on, few things remain as constant as these three absolutes. But a few things have changed since you last submitted your mortgage data for [...]
Compliance is the key to successful ITIN lending
Financial services is one of the country’s most regulated industries. Because of regulatory scrutiny, it can be challenging for credit unions to reach beyond standard practices when creating new products and services or altering [...]
Variable rates are variable again
While the term may suggest otherwise, variable-rate loans have been far from variable for nearly a decade. Month after month, year after year, variable rates remained unchanged – until December 2015, that is. For the first [...]
Nostalgic for the simple days of fair lending?
On the surface, fair lending seems like a simple enough topic. The regulations defining fair lending are not new. There haven’t been any recent changes, nor are there any foreseeable ones coming down the [...]