One commonality of ‘best’ CUs: Attractive checking

A new analysis has identified what it says are the 10 “most outstanding” credit unions in the United States that nearly anyone can join.

Kiplinger,the publisher of business forecasts and personal finance advice, said it partnered with Informa Research Services to evaluate 16 “all-access” credit unions in the United States, plus Navy Federal Credit Union, which it said reaches a “large number of customers despite its membership limitations.”

To arrive at its list of 10 outstanding credit unions, Kiplinger said it weighed factors that included fees, minimum-balance requirements and interest rates on checking, savings and CD accounts.

It further noted that in most cases its 10 outstanding credit unions also participate in CO-OP’s shared branch network, allowing members to use the services of 3,500 credit unions with more than 5,000 branches, in addition to access to 30,000 surcharge-free ATMs.


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