Reimagining lending for the next generation using AI
A recent survey of borrowers across the USA revealed that only 47% of Gen Z respondents (age 15-24) in the USA claimed to have an account with a traditional bank, neo bank, or credit union. [...]
The latest from Scienaptic
AI: At the heart of recession proof lending
No matter which news article you tune in to, the world is focused on a single rallying point: Recession. Often followed by talks of ‘Stagflation,’ the fears around early recessionary trends have been picking up [...]
Getting your AI partner right: 11 questions to ask before choosing your AI lending partner
AI in lending is still far from becoming mainstream. Credit scores invented many decades before modern computing, and AI's emergence often decides the fate of millions of members' dreams. Over 90% of all lending is [...]
Fair Lending: Using AI to democratize compliance
In its most recent advisory, the CFPB addressed a critical question - “When creditors make credit decisions based on complex algorithms that prevent creditors from accurately identifying the specific reasons for denying credit or taking [...]
The CUInsight Network podcast: Economic stories – Scienaptic AI (#35)
Thank you for tuning in to episode 35 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought [...]
Reimagining the human touch with AI: The practitioner’s perspective
Organizations are working relentlessly to make the customer experience at every touchpoint of a transaction as seamless as possible. And the conversation around AI has intrinsically correlated itself with intuitive, human-based customer experiences. The need [...]
5 questions every CLO must ask while evaluating underwriting tools
After a brief lull that saw credit union branches and auto lending channels shrink due to the impact of the pandemic, credit unions have bounced back and are adapting to rapidly changing lending ecosystems. Along [...]
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Latest Press from Scienaptic
Class Act Federal Credit Union goes live with Scienaptic’s AI platform to strengthen auto and consumer loan portfolios
Leading global AI-powered credit decision platform provider Scienaptic AI announced that Class Act Federal Credit Union is now live on its platform. This deployment is enabling ClassAct to streamline and automate their credit underwriting process, [...]
Heritage Financial Credit Union goes live with Scienaptic’s AI platform to strengthen consumer loan portfolio
Leading global AI-powered credit decision platform provider Scienaptic AI announced that Heritage Financial Credit Union is now live on its platform. This deployment is enabling Heritage Financial to streamline and automate its credit underwriting process, [...]
Meridian Trust Federal Credit Union goes live with Scienaptic’s AI-powered credit decisioning platform
Leading global AI-powered credit decision platform provider Scienaptic AI announced today that Meridian Trust Federal Credit Union is now live on its platform. The implementation will help the credit union strengthen its lending portfolio, make [...]
Levo Credit Union deploys Scienaptic’s AI-powered credit decision platform to enhance loan approvals
Leading global AI-powered credit decision platform provider Scienaptic AI announced today that Levo Credit Union, a 30,000 member strong credit union serving the South Dakota region, is live on its platform. Scienaptic’s platform [...]
Ascendus goes live on Scienaptic’s platform for AI-powered credit underwriting to strengthen SMB lending
Leading global AI-powered credit decision platform provider, Scienaptic AI announced that the deployment of its platform at Ascendus is now live. The implementation enhances Ascendus' credit decisioning and helps the lender make advanced loan decisions [...]
Innovations Federal Credit Union deploys Scienaptic’s AI-powered platform to transform credit decisioning
Leading global AI-powered credit decision platform provider Scienaptic AI announced today that Innovations Federal Credit Union has chosen its AI-powered underwriting platform to provide an enhanced lending experience. Scienaptic’s platform will enable the credit [...]
Southwest Louisiana Credit Union deploys Scienaptic’s AI-powered credit underwriting platform
Leading global AI-powered credit decision platform provider Scienaptic AI announced today that Southwest Louisiana Credit Union has selected its platform for automated and enhanced credit decisioning. Southwest Louisiana Credit Union, formerly known as PPG Employees [...]
