121 Financial Credit Union Offers 8% Holiday Loans

Jacksonville, Fla.; October 30, 2012 – With “Black Friday” approaching and people shopping for gifts for the holiday season, 121 Financial Credit Union is helping customers with their finances by offering a short-term, fixed rate Holiday Loan as low as  8% APR for those who qualify.

The loans are for $500 – $2,500, with higher amounts available but at an increased unsecured loan rate. It has a 12-month term, designed so that the payments would not be too large and so it can be paid off before the next holiday season. There are no restrictions as to what the money can be used for.

“We are hoping the economy is on an uptrend and that more people will be enjoying the holidays this year,” said 121 Financial Credit Union CEO William Braddock. “So to help them handle the financial crunch that comes with gift purchases and holiday expenses, we wanted to offer a small, short-term loan that would help them through the season. And with our terms, the Holiday Loan is a much better deal than using most credit cards.”

The Holiday Loan is available to customers until January 31, 2013. Customers can apply for the loans at any of the 121 Financial branches. Additional information about the loan and other financial services is available on the website at

121 Financial Credit Union offers full banking and loan services to any individual and small business located throughout Northeast Florida. Established in 1935, 121 Financial Credit Union has over 36,000 members.

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