Allied Payment Network and Malauzai Software Expand Picture Pay Solution as a Stand-Alone Mobile Bill Payment Application

Mobile app now available to any financial institution regardless of mobile banking provider

FORT WAYNE, IN and AUSTIN, TX (July 18, 2013) — Allied Payment Network, a provider of online bill payment services to the financial industry, and Malauzai Software Inc., a provider of mobile banking SmartApps for community financial institutions, announced that Picture PayTM is now available to any financial institution as a stand-alone mobile bill payment solution, even those that use a different mobile banking provider.

Picture Pay can now be implemented by any bank or credit union as a separate mobile application. The stand-alone Picture Pay solution is compatible with any core banking system or mobile platform and no technology integrations are required. The app can be live and in use by customers and members within 60 days of the project start date.

“The simplicity of Picture Pay makes it ideal as a stand-alone application that runs separately from a bank or credit union’s current mobile banking app,” said Ralph Marcuccilli, president of Allied Payment Network. “We have received a tremendous response to the Picture Pay product offering and wanted to accommodate these institutions quickly, without waiting for other mobile vendors to develop their own product. Allied and Malauzai have found a way to provide a new level of flexibility within the market.”

Picture Pay allows users to complete a payment in three simple steps: take a photo of the bill statement, confirm the amount to be paid and submit the payment to the financial institution. Optical character recognition (OCR) technology reads the data from the statement and built-in analytics confirm biller information.

“We want community financial institutions to have access to this piece of innovation without having to wait on their mobile banking provider to develop the functionality,” said Robb Gaynor, chief product officer of Malauzai. “In this competitive mobile banking environment, speed-to-market is a vital differentiator. Picture Pay can give community financial institutions a leg up on their big bank competitors by providing account holders with a service not available elsewhere.”

About Malauzai Software
Malauzai was incorporated in 2009 in response to the growing demand in the mobile channel marketplace. As a leading-edge company in a cool town, with a focus primarily on community financial institutions, Malauzai looks to provide mobile solutions that will enhance the customer experience ultimately resulting in increased value.

About Allied Payment Network
Allied Payment Network is a visionary and innovative company that applies emerging bill pay technologies for the financial industry and its customers. The company was created to make the bill paying process easier and more convenient for the consumer, and more efficient and cost effective for financial institutions. With its solution, Picture PayTM, whose imaging software is powered by Mitek’s Mobile Photo Bill Pay technology, Allied has pioneered the first mobile point, shoot and bill pay application for smartphones. For additional information on how Picture Pay is enabling financial institutions to more successfully promote mobile bill pay to their customers and members, visit

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