DCUC celebrates NDAA advocacy win

WASHINGTON, DC (January 1, 2021) — DCUC is pleased to share that the 2021 National Defense Authorization Act (NDAA) was passed into law without language that could be harmful to credit unions.

“DCUC has been fighting to protect defense credit unions from harmful language in the NDAA for years,” stated Antony Hernandez, President/CEO, DCUC.  “This year’s battle was another in a long line of hard-fought battles that we have won. While we take the time to celebrate this victory, we do not take it for granted and will continue advocating for our members.”

This year’s NDAA was a continuation of the multi-year advocacy fight to protect credit unions’ position on military installations and oppose language that would grant banks on-base access on par with credit unions, despite their fundamental operational differences. Prior to the conference committee and finalization of the Bill, the Senate version had contained language that required “the Department of Defense to ensure that policies governing depository institutions and credit unions operating on military installations are equally applied to all relevant institutions.” During the conference committee, the Senate ceded to the House version of the Bill, which did not contain this requirement.

“We are very pleased that the 2021 NDAA does not contain this troublesome language,” stated Anthony Hernandez, President/CEO, DCUC. “Credit unions work very hard to provide exceptional products and services to our military. We do so without looking to maximize shareholder profit because it is the right thing to do.”

This victory in the NDAA fight was possible due to the credit union industry working together as a unified front. “DCUC was proud to work alongside CUNA, NAFCU and many league partners to defeat this measure. I love seeing our community work together in helping our member credit unions serve our military!” said Hernandez.

About Defense Credit Union Council (DCUC)

The Defense Credit Union Council is the premier resource for credit unions on all military and veteran matters. By maintaining a close and constant liaison with the Pentagon, Capitol Hill, and NCUA, the Council champions the interests of credit unions serving our military and veteran communities by coordinating policy, procedures, and legislation impacting morale and welfare, financial readiness, and the delivery of quality financial products and services. Organized in 1963, the Council’s membership is comprised of 180 credit unions with over 35 million members. If you would like more information about this topic, please contact DCUC at


Haleigh Laverty



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