Empower Federal Credit Union announces merger with Horizons Federal Credit Union

SYRACUSE, NY (August 26, 2021) — The Board of Directors of Empower Federal Credit Union and the Board of Directors of Horizons Federal Credit Union, announce merger approval. Effective October 1, 2021 the signage at the four current Horizon locations and the one Empower location in the Southern Tier will change and be known as “Horizons a Division of Empower Federal Credit Union”.

The merger of Empower and Horizons Federal Credit Unions will join two institutions that share a strong commitment to their membership and community. Most importantly, this merger will offer expanded services to Horizons FCU members and expanded branch and ATM access to Empower FCU members.

Here is a preview of the great new benefits:

• Mobile and Online Access – Empower’s platform offers the latest in terms of technology, customization, features, and security. In addition to account information and transaction services, members may access: My Credit, Account Aggregation, Financial Wellness widget, Mobile Check Deposit, eStatements, Zelle and more.

• An additional branch location in Johnson City

• Empower members have access to a surcharge-free* ATM network with 55,000+ locations, including Empower ATMs, select southern tier ATM locations, and Allpoint’s nationwide network.

• Home loans including purchase, refinance, and home equity line-of-credit

• Outstanding Master card Rewards program

• Competitive rates on loan and deposit products

• Financial planning, insurance & tax preparation

* ATMs in network are surcharge-free to Empower debit cardholders.

To learn more about Empower Federal Credit Union, visit

About Empower Federal Credit Union

Empower Federal Credit Union is a full-service financial institution that provides savings, loan, and transaction services to members in Central New York, and in eight counties in New York State. Main offices are in Central New York. As a credit union, Empower is a financial cooperative and is not-for-profit. For information about this release or credit union membership, contact Mary Wilson: 800.462,5000. Locations and other information can be found at



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