Justice Federal Credit Union stands ready to offer special assistance

CHANTILLY, VA (January 17, 2018) — With the threat of a Federal Government shutdown just days away, Justice Federal Credit Union stands ready to offer special assistance in the form of unsecured, low interest rate loans and deferred payments to all Members of the Department of Justice and the Department of Homeland Security in the event a shutdown occurs.

The U.S. House of Representatives and Senate have until midnight on Friday, January 19, 2018 to pass either an appropriations bill or an additional continuing resolution to avert a government shutdown. Should negotiations collapse, most federal agencies would close and hundreds of thousands government workers would be furloughed.

“We are here to take care of our Members, and stand ready to offer special assistance should the government shutdown― it’s our promise,” said Peter Sainato, President & CEO.

Members confronted with a shutdown or furlough may apply for a Special Assistance Loan, unsecured up to $5,000 at an annual rate of 0% for the first 90 days. After that time, the rate will convert to 4.90% for a term of 24-months. The loan amount is based on the Member’s net pay deposit, with direct deposit required. Members may defer their first loan payment for up to 60 days.

Members in good standing with existing Justice Federal Consumer Loans, or Credit cards, may request to defer payments on loans, and request assistance with a Justice Federal First Mortgage. In addition, Members with a non-IRA Share Certificate may withdraw funds with no early withdrawal penalty.

Justice Federal encourages all Members to refinance their high interest rate debt, whether it is auto loans, consumer loans, or credits cards that they may be carrying with other creditors. By refinancing with the Credit Union, they not only reduce their monthly expenses, but can also defer their first payment for up to 90 days allowing them to keep more money in their pocket.

The Credit Union will make every effort to work with Members who may find themselves struggling financially as a result of a Federal government shutdown or furlough. New Members are welcome to join the Credit Union, and must meet current underwriting standards to qualify for the Special Assistance Loan. To learn more visit

Members should contact the Credit Union directly for special requests, eligibility, restrictions and qualifications and may apply for the Special Assistance Loan online at

About Justice Federal Credit Union

Justice Federal Credit Union serves nearly 63,000 members, with assets over $953M, and is headquartered in Chantilly, Virginia. The member owned, financial cooperative provides financial services nationwide exclusively to employees of the Department of Justice, the Department of Homeland Security, the Georgia Department of Public Safety, law enforcement communities, their family members, related associations, and contractors. Locations include Los Angeles California, Miami Florida, Atlanta and Forsyth Georgia, Chicago Illinois, New York, Houston and Dallas/Ft. Worth Texas, Virginia, West Virginia, and Washington, D.C. For additional information, visit


Pat Duke
Assistant Vice President Strategic Partnerships & Initiatives
Phone: 703.480.5300

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