Member at Ravalli County Federal Credit Union wins $1,000 through WINcentive™ Savings Program

HAMILTON, MT (January 2, 2020) — Saving is a challenge for many Americans. According to GBankingRates, 40 percent of Montanans do not have money in their savings accounts. Ravalli County Federal Credit Union (Ravalli County FCU) is trying to change that by making saving fun with its WINcentive™ Savings Program, and one lucky Montanan was able to score a $1,000 prize right before the holidays!

The program is a new type of savings account that enters savers into monthly, quarterly and annual prize drawings each time they increase their savings balance by $25. Members can earn up to four entries per month for a chance to win a $5,000 grand prize drawing annually, as well as $100 monthly and $1,000 quarterly prize drawings.

“I loved the idea of winning some extra money and even if I didn’t win, I still had all of my savings at the end. Knowing I couldn’t touch it was also a good motivator to save,” said winner of the quarterly WINcentive™ prize. “I love that I won right before Christmas! I like to travel, so I’m going to put some towards my travel fund and then give back to my church and community.”

The credit union has been offering WINcentive™ accounts for just over a year and has given away a total of $1,600. Members feel rewarded by watching their savings grow, they experience the excitement of the prize drawings, and most importantly, they are improving their money habits with no risk. The CEO of Ravalli County FCU has authorized the implementation of a special in-house drawing that will begin in January 2020. This means that in addition to our regular WINcentive™ opportunities, there will also be another drawing to guarantee that one lucky member of our CU will win $100 each time a monthly drawing occurs.

“Ravalli County FCU is trying to help our community by giving savings an exciting twist,” said Samantha Collins, administrative assistant at Ravalli County FCU. “This program shines light on the true cooperative value that credit unions bring to their members and communities.”

For more information about how to participate in WINcentive™ Savings at Ravalli County FCU please contact Samantha Collins at (406) 363-4631.

About Ravalli County FCU

Since 1957, Ravalli County FCU has been serving Ravalli County.  With 5,000 members and locations in Hamilton and Florence, we are a full-service financial institution. For more information, visit


Samantha Collins
Administrative Assistant
Ravalli County FCU
(406) 363-4631

Media Contact:
Tiffany Smith
The Summit Group Communications

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