NAFCU: 4Q credit union data shows shares surpass $1 trillion

WASHINGTON, DC (March 3, 2016) — The National Association of Federal Credit Unions (NAFCU) said credit unions’ fourth-quarter 2015 call report data, released today by the National Credit Union Administration (NCUA), highlights the credit union industry’s solid fundamentals and importance to America’s economy.

“The year-end figures underscore the significance of credit unions’ dedication  to their prudent business model,” said NAFCU President and CEO Dan Berger. “For 2015, credit unions saw their highest percentage share growth since 2009, the strongest loan growth in a decade, and the highest rate of member growth in the last 30 years.

“These data show that more and more, Americans are recognizing the value of Main Street credit unions. Consumers are voting with their wallets to validate credit unions’ focus on serving the financial needs of their member-owners and keeping members’ interests as their priority .”

Highlights of the fourth quarter call report data show that, in 2015:

  • Membership in federally insured credit unions rose 3.5 percent, up more than 3.4 million members from 2014.
  • Lending grew 10.5 percent to $787 billion, up from $712.3 billion in 2014; and member business lending rose 12.2 percent to $58.1 billion.
  • Deposits (shares) grew 6.9 percent to $1.02 trillion, up from $950.8 billion in 2014.
  • The industry’s loan-to-share ratio decreased 0.1 percentage point to 77.5 percent.
  • Assets grew 7.3 percent to $1.2 trillion, up from $1.12 trillion in 2014.
  • Credit union net income totaled $8.7 billion, up 0.3 percent from 2014.
  • Net worth grew 7 percent to $131.6 billion, up from $123.1 billion in 2014.


The National Association of Federally-Insured Credit Unions is the only national trade association focusing exclusively on federal issues affecting the nation’s federally-insured credit unions. NAFCU membership is direct and provides credit unions with the best in federal advocacy, education and compliance assistance. For more information on NAFCU, go to or @NAFCU on Twitter.


Molly Safreed, (NAFCU)

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