NAFCU Introduces CU Industry Trends Report

WASHINGTON – The National Association of Federal Credit Unions (NAFCU) today introduced CU Industry Trends report.The report is designed as a tool to help credit unions compare their performance to industry trends and remain competitive in the marketplace.

“This report is the latest tool to help credit unions keep their competitive edge in today’s demanding marketplace,” said David Carrier, NAFCU chief economist and director of research. “With diminishing margins and growing demands, credit unions must respond swiftly to changing conditions and adjust their tactics accordingly.This report provides them with the vital market intelligence to stay nimble.”

The report provides these key financial ratios and trends for states, regions, and asset classes:

  • key federal credit union trends including member, share, and loan growth, loan-to-share ratio, and return on average assets;
  • loan yield, net interest margins, and cost of funds by savings type;
  • loan growth for first mortgages, other real estate, member business loans, and auto loans;
  • loan quality, mortgage concentration, interest rate risk, and capital ratios; and
  • top federal credit union growth rankings by region and asset class.

“We have increased the data offerings for credit unions this year because we recognize that information is power. This report, coupled with the CU Performance Benchmark report, is a powerful resource for credit unions to meet the fierce challenges of today’s financial services arena and continue to provide their members the low fees and competitive rates they have come to expect from their credit union.”

NAFCU’s CU Industry Trends is a NAFCU member-only quarterly report of the latest trends among federal credit unions, based on NCUA data. For more information, visit

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The National Association of Federal Credit Unions is the only national organization that focuses exclusively on federal issues affecting credit unions, representing its members before the federal government and the public. 

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