NCUA releases Q4 2021 State Credit Union Data Report

ALEXANDRIA, VA (March 15, 2022) — Federally insured credit unions, overall, experienced continued growth in assets and loans during 2021, an increase in return on average assets, and a decline in total delinquency rate, according to the latest Quarterly U.S. Map Review(opens new window) released today by the National Credit Union Administration.

Nationally, median asset growth among federally insured credit unions was 8.8 percent and median growth in shares and deposits was 9.6 percent over the year ending in the fourth quarter of 2021. The median total delinquency rate at the end of 2021 was 38 basis points, compared with 51 basis points in the fourth quarter of 2020. Additionally, 84 percent of federally insured credit unions had positive net income in 2021, compared with 82 percent in 2020.

The NCUA’s Quarterly U.S. Map Review tracks performance indicators for federally insured credit unions in all 50 states and the District of Columbia and includes information on two important state-level economic indicators: the unemployment rate and home prices.

About National Credit Union Administration (NCUA)

The NCUA is the independent federal agency created by the U.S. Congress to regulate, charter and supervise federal credit unions. With the backing of the full faith and credit of the United States, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 135 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. The NCUA also protects consumers and educates the public on consumer protection and financial literacy issues.


Ben Hardaway


Joe Adamoli

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