NCUA streamlines part of underserved area application process

ALEXANDRIA, VA (June 30, 2022) — Applying to add an underserved area has become simpler.

Effective immediately, multiple common bond federal credit unions submitting underserved area applications can list the areas they want to serve by census tracts, along with the year the census tract was in effect.

The NCUA’s prior policy required multiple common bond federal credit unions to formally list each area’s street boundaries. The agency recognizes technical advances that make it easier for credit unions to geocode addresses for potential members.

If you have any questions, please contact the Office of Credit Union Resources and Expansion at 703.518.1150 or

About National Credit Union Administration (NCUA)

The NCUA is the independent federal agency created by the U.S. Congress to regulate, charter and supervise federal credit unions. With the backing of the full faith and credit of the United States, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 135 million account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions. The NCUA also protects consumers and educates the public on consumer protection and financial literacy issues.


Ben Hardaway


Joe Adamoli

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