USALLIANCE 11 month No-Penalty Certificate Account rate soars to 5.00% APY

Already considered one of the best no-penalty CDs available, USALLIANCE has raised the rate up from 2.00% APY.

RYE, NY (July 12, 2023) — Earlier this month, USAlliance Federal Credit Union (dba USALLIANCE Financial) announced that the rate on their 11 Month No-Penalty Certificate Account has increased from 2.00% Annual Percentage Yield (APY) all the way up to 5.00% APY.

As with all USALLIANCE Certificate Accounts, members can open an 11 Month No-Penalty Certificate Account with a minimum deposit of only $500; the  interest compounds daily, and is paid out monthly. The 11 Month No-Penalty Certificate Account allows for penalty-free withdrawal of your full principal any time after the first seven calendar days of opening the account.


USALLIANCE Financial is a member-owned, not-for-profit financial institution offering a full range of checking, savings, and loan products. Since its inception in 1966, USALLIANCE has grown to over $3 billion in assets and serves more than 150,000 members nationwide. Membership at USALLIANCE is centered around providing access to cooperative banking solutions for various community charters, a multitude of employee groups, as well as charitable organizations, and houses of worship. For more information, please visit


Sara White
VP, Marketing & Digital Experience
T: (855) 622-5669


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