Surge deposits: Straight up with a twist

How does a financial manager keep a realistic pulse on members’ ‘outgoing surge behavior’?

For the past few years, I’ve written about the varying circumstances surrounding surge deposits. From “the death of” to the “resurgence,” it seems to be a consistently hot topic—this year, with a slight twist.

While we were previously keeping a close watch on the influx of non-maturity deposits, we’re now seeing increased pressure on funding flowing either from these NMDs into higher-costing CDs or out of financial institutions altogether.

Surge Deposits, Defined


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