2%-plus ROA after dividend

One credit union posted 2.19% ROA last year after giving back members 50% of their loan interest paid in 2017—plus a special bonus dividend.

American 1 Credit Union’s Give Back totaled $1.58 million. Nearly $900,000 in loan interest rebates were returned to members, with the average individual member Give Back exceeding $150. In addition to the loan interest Give Back, a bonus dividend of more than $690,000 was deposited into members’ savings accounts.

This most recent Give Back exceeded the previous Give Back by 52%, when the credit union returned $1.038 million back to members in the form of loan interest rebates and bonus dividends.


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