Syndicated

Over the last few years, the payments landscape has experienced many changes – shifting from standard magnetic stripe cards to EMV cards and now contactless payment methods. More and more…

Financial institutions and borrowers alike have breathed a collective sigh of relief over the last decade as the U.S. economy has improved from the dark days of the Great Recession.…

We schedule routine inspections for our cars. We protect our homes against unforeseen events. We visit the doctor and dentist regularly for checkups. And we attend parent-teacher conferences every school…

Last week’s historic House vote to advance the Secure and Fair Enforcement (SAFE) Banking Act was an example of what can happen when the financial services sector works together, CUNA…

The NCUA in September issued five prohibition notices and two prohibition orders, which prohibit individuals previously associated with credit unions from any future participation in the affairs of a federally…

SAFE Credit Union is connecting with its “mobile-only members” to remind them to optimize their cash-back rewards, to offer prizes at ballgames and to issue other alerts and offers on…

Is a recession really coming? What do the upcoming elections mean? Why do people let social media drive them to spend money they don’t have? Some answers to those questions…

As credit unions consolidate, their membership bases are growing. In 2017, the number of members per credit union grew to nearly 20,000, up from 13,700 in 2012. At the same…

Financial institution marketing has long focused on the milestones of life — first big job, marriage, homebuying, retirement. But that legacy focus may soon be eclipsed by the concept of…

Moebs Services is reporting that credit unions have dramatically reduced their offerings of free checking. Free checking has declined by 59.2 percent so far this year at credit unions. According…

Nearly a third of Americans visit the ATMat least once a week.1 Even after 50 years, ATMs continue to be an important self-service channel between credit unions and members looking…

The existence of social media is not breaking news, but its widespread adoption in today’s increasingly digital world makes it a topic that continues to gain in importance. By some…

Particularly in the consumer finance market—personal loan, insurance, and credit products have a staying power, but there is a need to remind consumers how these products can benefit them. In…

The Consumer Financial Protection Bureau (CFPB) has published four frequently asked questions about the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) of 2008, and the amendments made…

NAFCU offered its support for the NCUA's proposed guidance that would allow credit unions to more easily hire job candidates with minor criminal records as it "ensures the safety and…

Although not as easy to pin down as revenue or retention, organizational culture is perhaps the single biggest thing impacting your employees and your members right now. And it’s quite…

Free checking is in the “coffin,” according to one new report, which has found a rapid acceleration in the number of credit unions eliminating their free checking offerings. A new…

Nobody likes to dwell on the unthinkable. But September was National Preparedness Month, making now an opportune time to take stock of how ready we are personally and collectively for…

The millennial generation is like no other, especially when it comes to matters of the wallet. Sixty percent of millennials in the U.S. said that they are interested in point-of-sale…

The Federal Credit Union (FCU) Act expressly provides credit unions with the power to make loans to its members, to other credit unions, and to other credit union organizations. NCUA…

Home lending has become increasingly more difficult in today’s evolving marketplace. The main factors driving these lending challenges include: 1. Evolving competition 2. Shifting consumer demographics 3. Increasing loan rates…

Not surprisingly, Anne Boden, founder of the U.K. digital bank Starling, is a booster of the mobile banking experience. She considers what mobile banking is today to be just a…

CUNA Chief Advocacy Officer Ryan Donovan discussed the latest in credit union advocacy in a recent interview with CUBroadcast. Donovan touched on the recent rules finalized at last week’s NCUA…

The Senate Thursday passed a short-term funding bill that would fund the government through Nov. 21. The House passed the continuing resolution last week; while the president previously indicated he…