The latest from Phil Seely

Mar 23, 2022 - by Phil Seely, Envisant

What makes credit card rewards a key ingredient to a healthy portfolio?

Like bacon and eggs or mac and cheese, credit cards and rewards have become an inseparable pairing in people’s minds. According to a survey by The Ascent, a good ...

Feb 28, 2022 - by Phil Seely, Envisant

The pros and cons of BNPL

Convenience and flexibility are essential for consumers in a post-pandemic, heavily e-commerce shopping experience. Buy now, pay later (BNPL) is a trending payment method that offers consumers exactly that – flexible, ...

Jul 2, 2021 - by Phil Seely, Envisant

How to unlock your credit rewards program’s full potential to delight members

As the economy opens back up, credit card spending is beginning to reach pre-pandemic levels. Now is a good time to re-evaluate the strength of your own credit program. Since ...

Apr 30, 2021 - by Phil Seely, Envisant

Helping credit union members enjoy summer of 2021

Last summer we experienced a priority shift that led many of our credit union members to a simple realization: they don’t have to go too far to have fun ...

Jan 14, 2021 - by Phil Seely, Envisant

Community connection and credit cards for the win in 2021

Increase member satisfaction and generate ROA with a well-rounded portfolio. When credit union members are the first priority, designing a robust portfolio that meets their needs is of utmost importance. ...

Oct 2, 2020 - by Phil Seely, Envisant

3 reasons to focus on building your debit program

In the race to the top of consumer wallets, debit is currently taking the lead over credit. Debit cards have remained an essential financial tool as they fit with changing ...

Aug 6, 2020 - by Phil Seely, Envisant

3 best practices for using digital marketing to promote your card program

Almost half of credit users will use the same card for most purchases according to the Financial Brand. By taking advantage of digital marketing opportunities, you can help ensure your ...

May 29, 2020 - by Phil Seely, Envisant

3 ways credit unions can use a credit program to help members navigate uncertain times

When unexpected events happen, people need to be creative and flexible, but they also need a secure place to stand. In many ways, credit unions are that place for their ...