The latest from Robert Walker

Dec 30, 2013 - by Robert Walker, LPS Applied Analytics

Home equity lending in a new regulatory environment

New regulations set to take effect in January 2014 have credit unions facing a tremendous amount of uncertainty. Many credit unions wonder if the loan products they have built their ...

Nov 27, 2013 - by Robert Walker, LPS Applied Analytics

Year-end mortgage portfolio valuation in a new regulatory environment

For most credit unions, the end of the year means it’s once again time to value their mortgage portfolios. Even though risk has typically been low for credit unions, ...

Oct 22, 2013 - by Robert Walker, LPS Applied Analytics

Collateral risk management under the microscope in new regulatory environment

While the surge in mortgage refinance opportunities during the past few years may be slowing due to interest rate increases, credit unions have continued to maintain a strong presence in ...

Sep 26, 2013 - by Robert Walker, LPS Applied Analytics

More intelligence for better marketing

Over the past year, mortgage origination activity has been on an upswing. While credit unions generally tend to focus more on home equity lending, many are originating first mortgages as ...

Aug 30, 2013 - by Robert Walker, LPS Applied Analytics

Leveraging Property Intelligence for Home Equity Lending

As credit unions continue to operate in an environment of uncertainty regarding ongoing regulatory change, rising interest rates and a sluggish economic recovery, it may seem difficult to generate the ...

Jul 31, 2013 - by Robert Walker, LPS Applied Analytics

Gearing Up for More Home Equity Lending

With housing prices trending upward after several years of steady decline in many areas across the country, more homeowners are now in a positive equity position. Since other economic factors ...

Jun 26, 2013 - by Robert Walker, LPS Applied Analytics

Making More Informed Default Decisions

While unemployment rates and overall economic activity have continued to slowly improve, mortgage default rates have also started to slow. Nonetheless, mortgage defaults are still significantly higher than pre-crisis levels, ...

Apr 29, 2013 - by Robert Walker, LPS Applied Analytics

The Mid-Year Mortgage Portfolio Valuation and AVM Cascades

As financial institutions – including credit unions that offer mortgage lending – gear up for a mid-year analysis of their mortgage loan portfolios and the value of collateral assets, there are some ...