How to protect your pocketbook from accidents with uninsured drivers

It happens all the time—you get hit from behind in a fender-bender and pull over to exchange insurance information—only to be met with an uninsured driver. Suddenly a relatively routine process becomes a huge pain and you may ultimately be responsible for covering the cost of repairs out of your own pocket, even if the uninsured driver was at fault. It’s beyond frustrating!

Consider the following statistics about uninsured motorists in 2021:

  • There are 28 million uninsured motorists in America.
  • A startling one in eight motorists (12.6%) don’t have auto insurance.


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