In the race to the top of consumer wallets, debit is currently taking the lead over credit. Debit cards have remained an essential financial tool as they fit with changing lifestyles and spending behaviors triggered [...]
The COVID-19 pandemic has made a lasting mark on literally every aspect of American life. From our national to household economies, plans for education, to our collective mental health, the year 2020 has thrown one [...]
Almost half of credit users will use the same card for most purchases according to the Financial Brand. By taking advantage of digital marketing opportunities, you can help ensure your credit union’s card becomes [...]
In the midst of the pandemic, families still seek entertainment and adventure. With states in various phases of stay-at-home orders, families are forced to get creative and bring fun home for the summer. However, because [...]
When unexpected events happen, people need to be creative and flexible, but they also need a secure place to stand. In many ways, credit unions are that place for their members. Credit unions regularly connect [...]
Successful business growth starts with offering the right product or service for your audience’s needs. In the financial services market, the versatility and convenience of prepaid cards make them a great way for credit [...]
Contactless payment use is on the rise. According to Allied Market Research, the mobile payment market size is expected to have a compound annual growth rate of nearly 34% between 2017 and 2023. Current concerns [...]
Shopping online can create stress. While reputable businesses have safely conducted online transactions since the mid-1990s, the possibility of fraud still lurks in all the internet nooks and crannies. Thankfully, there are safety precautions that [...]
Reach out to credit union members during the stressful tax season to ease anxiety and help build financially savvy members. There are a handful of times throughout the year when the general public is stressing [...]
According to a recent report by emarketer.com, “In 2019, for the first time, the average U.S. adult will spend more time engaging with their mobile devices than watching TV.” What does that mean [...]
As we near the holidays it is critical to review best practices for fighting fraud with credit union staff and members. There are four primary types of debit card fraud: Phishing Purchase return Card Present [...]
The holiday season is here! It’s a wonderful time of year to enjoy with family and friends, but extra holiday expenses can add strain, especially for the 22% of Americans expecting to find themselves [...]
Card data is one of the most commonly compromised pieces of data in a breach. There is still more we can do to help protect credit union members' data security. There are five key industry [...]
A well-rounded portfolio is known to generate ROA and the focus is often on selling new products to new members. The goal is to make the new credit union member happy and eager to participate [...]
During the back to school shopping season in 2019, The National Retail Federation expects families of children from elementary to high school to spend $696.70 and families with college students to spend $976.78. [...]
