In the world of finance, certain facts are almost too big to wrap your head around. Here’s one: BNY Mellon, has nearly $50 trillion in assets under custody. That’s right—$49.5 trillion, [...]
As you gear up for the 2025 budget season, long-term strategic planning is more critical than ever. The financial industry is undergoing rapid transformation, driven by advances in technology, changing member expectations, and the evolving [...]
The financial industry is no stranger to risk. Risk produces YIELD, and it turns out that responsible risk maximizes margins. This ... is banking. However, the emergence of digital assets and new payment networks introduce a [...]
For over a century, credit unions have stood as pillars of financial stability and inclusion, offering a safe haven for those underserved by traditional banks. These institutions have been more than just financial service providers; [...]
Digital assets are no longer the future; recently becoming an important voting bloc, they aren’t just here to stay, they may determine the outcome of this year’s presidential election. With an estimated 40% [...]
Let’s cut to the chase: the credit union movement has reached a pivotal moment. The world around us is changing at breakneck speed, and we have a choice. We can either adapt and thrive [...]
In an era defined by rapid technological advancement, the financial sector stands at a crossroads. The tension between the visionaries advocating for a revolutionary, blockchain fueled financial future and the defenders of the status quo [...]
The latest from the Fed is that inflation is mostly under control, unemployment is near historic lows, and there is no immediate rush to lower the federal funds rate. It is true that the current [...]
Many credit unions claim to be member-focused, and subsequently make huge investments into marketing campaigns, fancy logos, and shiny new online banking apps that are still limited to the same half-dozen transactions as previous ones. [...]
“Leveraging technology” is the mantra of the day for any business committed to relevance, or as we like to say, ‘remaining in business.’ For global fast-food chains and independent, local retailers alike, that means in-store [...]
Traditionally, new asset classes start at the top of the market and slowly filter down to everyday consumers. However, the internet era has turned that paradigm upside down, especially in the realm of finance. For [...]
In the ever-evolving financial services landscape, optimizing technology spend is not just a necessity; it's a strategic imperative. This immutable three-step approach ensures that every dollar invested translates into meaningful change, addressing pain points, leveraging [...]
Wire transfers, cross-border payments, and ACH settlements are about to change – and in many ways, they already have! The launch of FedNow is a milestone that shifts the tides of the financial industry. The implications [...]
It’s November, the holidays are just around the corner, Custodia Bank has just launched its Bitcoin custody platform, and Sam Bankman-Fried has been found guilty by jury for all of the charges against him [...]
In a world where the almighty US Dollar is teetering on the financial abyss, its worth eroded by inflation and the reckless proliferation of money to cover ever-escalating national debts, SWIFT's capacity to transfer funds ‘[...]
