When you find an inaccuracy on your credit report and dispute it with us, TransUnion will start an investigation. We send the disputed information to the lender to investigate it, and they have 30 days [...]
Have you ever received an email or text that just didn’t seem right? Maybe it was addressed to you and supposedly from a company you knew, but something felt a little off? It may [...]
To make the upcoming holiday season merry and bright, will consumers start using their credit cards again? It may be too early to tell. As reported in our just-released Q3 2020 Industry Insights Report, since [...]
Knowing the basics about credit scores and reporting will help you develop smart credit habits and make effective decisions for your financial future. Over time, these good credit habits and decisions should have a positive [...]
As we prepare to close 2020 and begin to plan for 2021, credit unions are considering strategies and solutions. Each year in November, lenders from credit unions across the country gather at the CUNA Lending [...]
In the wake of the COVID-19 pandemic, lenders are looking to the past to determine the potential impact on their businesses. In the Great Recession from Q4 2007 to Q2 2009, personal loan lenders tightened [...]
Consumer adoption of digital transactions was a trend well before COVID-19, but has increased significantly in the wake of the pandemic. While this has been a saving grace for many companies, it has also opened [...]
If you’re trying to build or maintain healthy credit, knowing what’s considered a “good” score can be helpful. As you know, a good credit score can help you get approved and get better [...]
TransUnion’s quarterly Industry Insights Report and monthly industry snapshot analysis shed light on consumer credit trends during the pandemic At the end of the last quarter, one key data point from our Q1 2020 [...]
Wave 11 of our Consumer Financial Hardship Study found that more than half of Americans check their credit scores at least monthly. When checking your scores, it may be confusing to see that your score [...]
This blog is the third in a series about point-of-sale financing, discussing how it has grown in popularity, why it impacts credit cards, and whether the industry is positioned for continued traction. Read part one [...]
Spring and summer storms are a staple of Midwest living. Yet every time the storm alert sounds, the hairs on the back of my neck stand up. In my sophomore year, what began as beautiful [...]
When thinking about my transition from young adult to working professional, I constantly cite three milestones: When I found my job, as an intern at Lake Trust Credit Union When I found my passion/career, [...]
As the COVID-19 crisis continues, its financial impact is more measurable. Nearly 60% of consumers already feel household financial repercussions and they expect an average budget shortage of $1,016, according to our weekly hardship [...]
COVID-19 has impacted lives all around the world, causing uncertainty in many parts of life. While we all continue to navigate this unprecedented situation, we want to assure you that we at TransUnion are committed [...]
