University of Hawai`i Federal Credit Union partners with rewards-based financial education app

HONOLULU, HI (September 2, 2020) — The University of Hawai`i Federal Credit Union (UHFCU) has partnered with Zogo, a leading financial technology company, to bring Zogo’s app to the Hawai`i community.  The app, developed by a group of Duke University students, guides teens through 300+ bite-sized financial education modules on their smartphones at their own pace.

Nationwide, only one in six public high school students ever completes a personal finance course, and 27 states received a “C” or lower on their financial literacy report card.  In addition, 78% of Americans live paycheck to paycheck.  Zogo is designed to fill these needs.  All of Zogo’s content meets the national standards for financial literacy.  

Zogo has geared its smartphone app to Generation Z by making it mobile, entertaining, and “gamified.”  As users successfully answer questions, they will accumulate points that they can redeem for gift cards from popular retailers such as Amazon and compete against other students on leaderboards.

Zogo may also be used by educators to set up custom training programs and track their students’ progress as they advance through the modules – entirely online.

“Our members told us they have a hard time getting their kids to talk about money management.  And, for years, we’ve worked with the UH System to hold financial education seminars.  With the current pandemic, we wanted to offer our community a way to learn about finances remotely,” remarked UHFCU President and CEO Travis Bow.  “We loved that Zogo combines a digital approach with insights from Duke University behavioral scientists to engage the future generation in a way that interests them.  We’re excited to work with the UH System and its educators to leverage this new, fun approach to financial education.”

“Growing up, we didn’t have good experiences learning about personal finance,” added Bolun Li, CEO and co-founder of Zogo. “With Zogo, we wanted to create a financial education experience students would actually use.  We are excited to partner with the University of Hawai`i Credit Union to bring this vision to life.”

 Thanks to the sponsorship by UHFCU, the Zogo app is now available to all Hawai`i residents at no cost at both the Apple App Store and Google Play Store.  More information can be found at

About University of Hawai`i Federal Credit Union

Celebrating 68 years of service, UHFCU is a federally chartered credit union with over $835 million in assets that serves the faculty, staff, students, and alumni association members (including family and household members) of the University of Hawai`i system statewide. Recently, it has been named a finalist for “Hawaii’s Best” by the Star-Advertiser multiple times, one of “America’s Best-In-State Credit Unions” by Forbes Magazine, a “Top 200 Healthiest Credit Union” by by LendingTree, and “Best Bank” by the students of the University of Hawai`i.

UHFCU’s main office is located at 2019 S. King Street (at the corner of McCully and King), with additional branches on the UH Mānoa Campus, Mānoa Marketplace, and Kapolei Commons. It also provides access to members at over 50 Shared Branch locations and more than 375 surcharge-free ATMs throughout Hawai`i.

About Zogo

Earn while you learn with Zogo! Zogo is a financial technology company based in Durham, North Carolina. It helps financial institutions teach members, from GenZers to Boomers, sound financial fundamentals, all through a mobile app. Zogo’s app has won numerous industry accolades, including “Best of Show” at Finovate Fall 2019, NACUSO Next Big Idea Competition, and AARP Grand Finale. Key investors and advisors include Techstars, the former CEO of Sageworks, and faculty from Duke University. Visit to learn more.


Bari Carroll
Senior Vice President – Image & Experience
(808) 983-5503 x 503

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