The latest from Ian Lampl

Jul 13, 2022 - by Ian Lampl, LoanStreet

Now you’re really floating

Given the rising rate environment, many investors are looking for ways to mitigate their interest rate exposure, often investigating floating-rate assets. As discussed previously in our first article, Floating on ...

Apr 6, 2022 - by Ian Lampl, LoanStreet

Floating on rising rates to success

As the era of easy money and quantitative easing comes to an end, and with the Federal Reserve embarking on what looks likely to be several rounds of rate increases, ...

Jan 14, 2022 - by Ian Lampl, LoanStreet

Continuously enhancing portfolio visibility with analytics

Managing a portfolio of loan participations is no different than managing your own loan book: attention must be paid to ever-changing credit risk, interest-rate risk, and one’s liquidity profile, ...

Oct 14, 2021 - by Ian Lampl, LoanStreet

Step two: Risk vs. return assessment methodology

In our previous article related to measuring nonprime returns and associated risks, we addressed the importance of having a consistent quantitative framework for measuring return and risk. Having a risk-return ...

Jul 12, 2021 - by Ian Lampl, LoanStreet

Measuring nonprime returns and risks

Currently many financial institutions find themselves having excess liquidity and are experiencing net interest margin (NIM) compression. In response, ideas to enhance yield through riskier investments and/or expanding credit ...

May 27, 2021 - by Ian Lampl, LoanStreet

Participate smarter with better analytics

Lending institutions clearly need analytics of all sorts when evaluating their own loan book: static analyses of concentration and associated risk, backward-looking performance analytics, and forward-looking performance forecasts. Why then ...

Mar 11, 2021 - by Ian Lampl, LoanStreet

Is your yield getting delayed – understanding the impact of delay days

Loan participations have become an increasingly important tool for credit unions, allowing them to manage their balance sheets and generate additional income. Naturally, when parties are conducting a participation sale, ...

Nov 23, 2020 - by Ian Lampl, LoanStreet

Participate in the fight against NIM compression

During the past year, net-interest margin (NIM) compression has become a pervasive challenge for many credit unions.  More broadly, many credit unions are experiencing difficulty generating sufficient revenue because of ...