The latest from James Lutter

- by James Lutter, PMA Funding

FHLB – Not only for advances

Liquidity, liquidity, liquidity; it’s one of the central themes of 2018.  As loan growth continues to expand, liquidity has returned to the spotlight.  Securing diversified sources though a well-defined ...

- by James Lutter, PMA Funding

Collateral – Pledged securities

As the economy continues to expand, so do the appetites of financial institutions for additional funding sources. Political subdivisions can be a significant funding source without cannibalizing a financial institution’...

- by James Lutter, PMA Funding

A case for brokered deposits

Over the past decade, following the financial crisis, low interest rates and investor risk aversion fueled large core deposit balances across the banking industry. As interest rates have risen, most ...