TruStage News Archives

2013 Research Theme

2013 Research Theme

By. Sustainable Growth Every year our Team picks a major theme around which our research efforts will center. In 2011, we focused on Sustainable Growth, looking at the relationship between earnings, capital and asset growth. [...]

Twitter’s Dirty Little Secret

Twitter’s Dirty Little Secret

By Michael Ogden, CUNA Mutual Group I’m terrible at keeping secrets and I’m an awful liar. For instance, I believe I’m a better cook than my mother. I love you mom, but [...]

The “Disappeared”

Since the beginning of 2008, the year the financial crisis began, 1,175 credit unions have merged or otherwise closed for business according to NCUA’s 5300 Call Report data.  These credit unions, whose last [...]

Finally a Tailwind?

Finally a Tailwind?

With declining interest rates and anemic total loan growth for the last three years, it’s nice to see the winds may be changing. In the October Credit Union Trends Report, Dave Colby talked about [...]

What the Visionaries See, and What We Can Learn From Them

Many of you have no doubt read the October issue of CU Magazine which invited a number of visionary leaders of the U.S. credit union system to briefly describe their vision of what the [...]

Is Lazy Contagious?

by: Michael Ogden, Media Relations Manager for New Media, CUNA Mutual Group There’s a disease spreading throughout the credit union system. It’s contagious and the most vulnerable are the lazy people. It’s [...]

Debit Fee Interchange Income: All Clear or Danger Ahead?

 In our last post, CUs’ Checking-Related Fees = Better Value for Consumers, we noted that increases in the credit union system’s other operating income as a percentage of average assets are generally off-setting recent declines [...]

CUs’ Checking-Related Fees = Better Value for Consumers

Recently, Bankrate.com released results of its 2012 surveys on bank and credit union checking fees.  A comparison of these two surveys suggests that the 50 largest credit unions appear to be widening their relative [...]

The Month of Mobile!

July may have been the hottest month on record in the U.S., but August turned out to be a sizzling month of mobile payments news that will change the landscape and accelerate the adoption [...]