With the economy improving and inflation down quite a bit since its peak a few years ago, some experts think that the Federal Reserve could cut interest rates later on this year. Should that happen, [...]
The House Financial Services Committee voted 28-22 to advance a resolution to repeal the CFPB’s credit card late fee final rule via the Congressional Review Act. America’s Credit Unions strongly supports the resolution, [...]
Financial education classes aren't required for high school students to get a diploma in the U.S. for several reasons—all of them really dumb. Here are a few: Standards aren't standard: High school curricula [...]
Over 75% of Americans are financially anxious, which could be due in part to a rising trend of poor financial literacy. Research indicates that while 59% of Baby Boomers meet the criteria for financial literacy, [...]
People helping people is a cornerstone of the Credit Union Movement. It’s no surprise that generations after Great Depression-era workers first pooled their financial resources to stand up the credit union model, their families [...]
There’s been an uptick in activity in Washington on issues of interest to defense credit unions, particularly the evolving use of payment system technology. Key question: how are Congress and regulators going to adapt [...]
Perhaps what you wanted to do with your undergraduate degree hasn’t panned out quite as you’d hoped, or maybe you’ve planned all along to continue your education. That’s completely understandable—between [...]
As guardians of sensitive cardmember and account data, credit unions running a credit card program must monitor cybersecurity trends closely to protect their cardmembers. Cybercriminals continue to evolve their methods, and fraud reports and losses [...]
No one likes to be blindsided by change—perhaps least of all when it affects finances. Regulations—though typically meant to improve circumstances—can be disruptive without the proper prep, foresight, and collaboration. With bias [...]
Battered by economic challenges, today’s financial consumers are being forced to reevaluate their spending and saving habits. Fewer consumers are feeling financially secure, with nearly half of all surveyed living paycheck to paycheck. Despite [...]
I am flying solo for this episode and am diving deep into a powerful email that hit my inbox. Join me as I unpack the wisdom it holds and its implications for leadership, culture, and [...]
U.S. existing home sales fell in March as higher interest rates and house prices sidelined buyers from the market. Home sales dropped 4.3% last month to a seasonally adjusted annual rate of 4.[...]
Draft data privacy legislation addresses several areas of interest for America’s Credit Unions, but it falls short of addressing many credit union concerns, President/CEO Jim Nussle wrote to a House Energy and Commerce [...]
This year's NACUSO Network event is full of innovative credit union leaders, leading edge fintech folks, and of course, lots of CUSOs. Repeat-attendees remarked on the new buzz and energy permeating the conference, held this [...]
Looking ahead to next year's tax season, you can probably keep your tax burden pretty low if you really understand tax law. And let's be honest—who does? Tax law is really only valuable in [...]
