The “credit union difference” is a well-defined campaign strategy that is heard in marketing efforts of credit unions across the U.S. Key factors that contribute to that credit union difference are financial education, member [...]
ITIN (Individual Taxpayer Identification Number) lending is important to credit union members, especially for those who might not have a Social Security Number but still want access to credit and financial services in the United [...]
Goldman Sachs Group Inc. and JPMorgan Chase & Co. have been leading the charge to get employees into the office more often, but it’s their smaller industry peers who are more likely to demand [...]
CUInsight Publisher & CEO Lauren Culp is joined by Heather McKissick, CEO at CUES for a quick interview with just 3 questions about the future of CUES… Three questions: (0:33) You have been at [...]
Every credit union has a similar origin story: in 19XX, a group of {insert a common bond group} became frustrated with their lack of access to affordable financial services. So {insert number of founders} from {[...]
U.S. single-family homebuilding rebounded sharply in February, hitting the highest level in nearly two years, boosted by mild temperatures and a persistent shortage of previously owned houses on the market. Despite the hurdle created [...]
The Treasury’s Community Development Financial Institutions (CDFI) Fund and Office of Civil Rights and Equal Employment Opportunity (OCRE) will conduct a live webinar to assist organizations in understanding the requirements of the CDFI Fund’[...]
The interchange system is under attack, but the arguments are misguided and misdirected. For over a decade, retailers have turned interchange fees into a scapegoat to distract consumers from corporate greed. While big box retailers [...]
Spring is almost here, and with it comes an uptick in commitments and activities for many families. Are your members financially prepared? Tax returns, youth sports, summer camp, mid-year holidays, home improvement goals—A lot [...]
I love music. I grew up appreciating good music, and as I learned to play instruments, I explored different types of music and was exposed to so many amazing artists. Unfortunately, at the time I [...]
In the fast-paced world of lending and financial services, the accuracy and efficiency of income and employment verification are paramount. As financial institutions (FIs) navigate the evolving economic landscape, the incorporation of third-party income and [...]
The pace of developments in generative artificial intelligence has put bank and credit union managements into a three-way squeeze. On one side, they face the pressures of simple competitive reality. “You can’t afford to [...]
Many of the executives who lead today’s credit unions have been in the industry for decades. As such, they are full-time, passionate advocates of the people-over-profits philosophy. This is a great thing for the [...]
Although FY24 funding levels have not yet been set, certified Community Development Financial Institutions have submitted grant requests that likely will far exceed the amount Congress is expected to provide for the program, Treasury Department [...]
In politics, surprises are rarely good news. But now, as 2024 starts to take shape, unexpected developments on a couple of key issues show potential to help credit unions advance our agenda on Capitol Hill. [...]
