PCI Compliance: What merchants that own ATMs need to know

Payment Card Industry (PCI) Compliance has the ATM industry in a tizzy trying to figure out what’s real, what’s projection, and what it really means to an ATM operator’s bottom line. But the reality is PCI compliance is essential to the ongoing security of merchant ATMs. And it’s much more than protecting ATM users, it’s also important to the merchant’s bottom line.

While the January 2025 keypad and encryption software deadline largely applies to ATM manufacturers and processors, taking proactive steps now to meet compliance can significantly reduce your risk exposure. Here are the essentials merchant ATM owners and operators need to know.

Compliance deadlines apply to you

ATM industry experts have gone on records about who the upcoming compliance deadline truly points to – the ATM manufacturers and processors. According to a panel session at the recent National ATM Council conference in Las Vegas, NV, the 2025 standards require:


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