Is financial health ‘a’ thing or ‘the’ thing?

Two conferences this spring bring to light five ideas that credit unions can use.

“We are living in an ‘on your own’ economy.”

That’s how Jennifer Tescher kicked off the 2018 Emerge conference on financial health. Tescher, CEO of the Center for Financial Services Innovation(CFSI), was talking about the Gig Economy and urging conference attendees to pay attention to its impact on average Americans.

A generation ago, most working people had relatively secure employment, regular paychecks, and often some sort of pension plan.

That’s no longer the case.

At an increasing rate, employment is becoming short term and often insecure. Income is lumpy. Cash flow is volatile. Retirement is too often a fantasy.


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