For the first time ever, THINK 18 will feature a THINK Crashers program, bringing together rising stars in the credit union industry and connecting them with credit union leaders. Young credit union professionals, ages 35 [...]
For decades, payments teams have chased “top-of-wallet” status. With the rise of mobile, though, our ambitions have changed, and now we’re competing for “top-of-device” status. We want our apps front and center when members [...]
Amidst the massive explosion of consumer, payments and transaction data, the question remains: how are we going to safeguard this stuff? According to the Nilson Report, credit card transactions rose 28 percent, debit card transactions [...]
2017 might be remembered as the year cryptocurrency went mainstream. The price of Bitcoin fluctuated wildly from over $17,000 down to below $10,000, several financial institutions and tech giants announced new blockchain initiatives, [...]
U.S. credit unions continue to be on the forefront of payments evolution. In January, Visa announced it would begin testing a fingerprint-enabled credit card in the United States with Utah-based Mountain America Credit Union. [...]
Shared branching began with an undeniable idea: Individually, credit unions couldn’t provide competitive branch networks. But together, they could. Back in the 1970s and 80s, when shared branching took root, locations were everything – and [...]
This week we consider two sides of the same Bitcoin. On the one hand, blockchain technology has the potential to offer a whole new means of building trust with members. Its innate transparency makes it [...]
Fraud has so many moving pieces these days, making it increasingly difficult for credit union executives to keep up. The components are complex and that very complexity results in our need for specialization on topics [...]
From the world’s first ATMs, debit cards and online banking systems to our ever-expanding shared branch network, credit unions have brought to market some of fintech’s most impactful innovations. So, what is it [...]
It is undeniable that physical money is disappearing from our financial lives. A lifetime ago, standing in line to deposit a paycheck, stopping by the ATM for weekend cash or viewing payment cards as the [...]
Engaging consumers wherever and whenever they want means engaging across multiple channels, including a full complement of digital and physical options. Realizing this potential isn’t easy. “Consumers want to transact in a multitude of [...]
This week, Bank of America announced it’s doing away with free checking for customers who don’t (or can’t) maintain a daily balance of at least $1,500 or sign up for direct [...]
When members reach for a payment card at checkout, chances are they are selecting their favorite rewards card. In fact, Accenture research finds that spending on rewards cards has skyrocketed since the Great Recession. In [...]
Where are you in the Race to Excellence? THINK 18 – the industry’s most talked-about convergence of fintech thinkers, industry innovators and credit union leaders – kicks off May 7 to 10 at the Sheraton Grand [...]
Another year, another round of wallet wars. In addition to a few new entries in the wallet space, we introduce the Visa wallet card and unpack the latest data on adoption, engagement and trends. Could [...]
