All signs point to a recovered auto loan market!
If you’re anything like me, now that we’re a solid quarter into 2021, the haze and fog of 2020 is finally starting to dissipate. More businesses and organizations have begun to open, and [...]
SWBC News Archives
Money and marriage: Common pitfalls to avoid
For many people, the day they get married is one of the happiest days of their lives. The dress, the reception, being surrounded by family and friends, and vowing to spend the rest of your [...]
5 success tips for novice real estate investors
Real estate investing has the potential to be a great source of secondary income and could even become a primary source of income for some investors. Starting on the right foot and understanding the process [...]
What Billie Eilish can teach lenders about capturing the Gen Z market
Every generation has a sound that defines its era. Whether it’s Jimi Hendrix’s guitar playing on the Woodstock stage during the Summer of Love, Video Killed the Radio Star blasting on MTV in [...]
We’re getting a bit ahead of ourselves
Last Wednesday, cryptocurrency exchange creator Coinbase launched its highly anticipated direct stock offering (as opposed to a traditional initial public offering) to great success and excitement. As cryptocurrencies like Bitcoin and Ethereum become increasingly accepted [...]
Four simple steps to getting your credit score back on track
One of the biggest life lessons that will prove valuable over and over again: the credit-related mistakes made in your past can come back to haunt you in the future, particularly if you intend on [...]
Income disparity is rising – what it means for your credit union
According to data from Harvard University, income growth has been widening income disparity since 2010. The average annual income of households in the bottom decile of earners increased just 5% from 2010 to 2019, or [...]
4 reasons your financial institution should be using social media
It’s no secret social media has made its way into millions of Americans’ everyday lives. These days, it’s basically essential that businesses have a social media presence—and for good reason. Your consumers—[...]
Do I have to provide health insurance to offer my employees voluntary benefits?
The short answer? No. Voluntary benefits are benefit options such as dental, vision, disability, and critical-illness and accident insurance, ID theft protection, and legal services that an employer can offer, but are paid—partially or [...]
Is working with a PEO right for your business?
According to a survey of 500 managers in the U.S., the majority of managers feel too overwhelmed with administrative tasks such as time tracking and submitting expense reports to properly attend to their roles. [...]
Pick a great wealth manager who has these 6 characteristics
Achieving and maintaining financial stability is a goal many Americans have. Everyone wants peace of mind knowing that their money is being handled properly. Wealth Managers play an important role in helping you make smart [...]
Successfully managing your REO in a post-pandemic environment
No one could have predicted the level of disruption we’ve all faced following the onset of the COVID-19 pandemic last year. If your financial institution has been thrown into unfamiliar territory and you aren’[...]
When genius failed—again
Wall Street has had more than its share of drama over the last three decades. However, what started to unfold two Fridays ago with Bill Hwang’s Archegos family office had grizzled Wall Street veterans [...]
Top 3 estate planning conversation killers – and how to overcome them
There’s no getting around it—talking to your loved ones about estate planning can be awkward. It’s understandable! Talking about the inevitable with family members can bring up unwelcome feelings about their death, [...]
How to make your auto loans stand out from the competition
Have you ever asked yourself why people do business with your financial institution? When I ask our clients that question, the answers I get are usually: “We offer low rates on loans and higher rates [...]