Tips for summertime fun
In a rut? Here are 13 ideas to help make the most of your summer... You’re ready to take advantage of the warm summer months that feel like freedom — especially after the challenging couple [...]
Securian Financial Group News Archives
Tips on caring for an aging parent
As the population ages, more caregivers are stepping up to meet their growing needs. If you have an older family member, you might be the one who cares for them — or might soon be caring [...]
How to teach teens about finances
It is imperative to teach your teens about the facts of finances. Here's what you'll want to keep in mind. U.S. schools teach students algebra, calculus and trigonometry, but schools in only 21 states [...]
How to teach young children about finances
Parents, you want what’s best for your children. So, at a very young age, you start instilling in them lessons that will last a lifetime. For example, you know that giving them a steady [...]
How to create an estate plan for your digital life
You have probably given estate planning a lot of thought. You might have created a will or living trust. Perhaps you’ve made an inventory of your possessions and outlined your accounts. But have you [...]
Retirement prep and life in your 60s: what you need to know
Is retirement on your doorstep? Are you recently retired? Here are some considerations and tips as you wade into the retirement waters. An important step to gearing up for retirement is figuring out all your [...]
5 steps to building an emergency fund
Having some extra funds available for emergencies is an essential component of your overall financial well-being, with enough cash to cover three to six months of expenses being a common recommendation. For many people, though, [...]
How to increase member financial security
The cautious optimism felt by consumers over the past summer has now been replaced with fatigue, frustration, and anxiety. In fact, consumer optimism has dropped by one-third! Our Family Investor Consumer Panel1 identified the following [...]
Year-end financial checklist: 9 personal finance tips for 2022
As the year wraps up, it’s natural to think about your goals — professionally, personally, and financially. It’s something that you and your household will want to assess and talk about openly and honestly. [...]
Social Security: Answers to two basic questions
People approaching retirement usually have two questions about Social Security: “Will it be there for me?,” and “When should I start taking Social Security benefits?” Social Security: Will it be there? Social Security’s long-term [...]
What you should know about the replacement ratio
Some retirees approach a retirement strategy with precision. They know exactly how much income they will need. For the rest of us, using a “replacement ratio” is a good approach to estimating retirement income. This [...]
The basics of wills: Ensuring your wishes are carried out
When you pass away, you leave many material things behind — “you can’t take it with you,” as the saying goes. That can include assets like real estate, cash, vehicles, jewelry and other valuables — and [...]
How to pay your bills when you can’t work
Life is unpredictable. One moment you’re healthy and active, and the next moment an accident or illness strikes unexpectedly and you’re not — a reality many people have recently experienced firsthand during the COVID-19 [...]
Tips to take care of yourself holistically
Anxiety and uncertainty can cause you stress and should be addressed. But it’s not something to leave for another day. If you start taking the needed steps now, you’ll soon realize you have [...]
Mind the GAP: When to consider guaranteed asset protection for your loan
What is guaranteed asset protection (GAP)? Guaranteed asset protection coverage has one purpose: to protect the investment you made in your vehicle in the worst-case scenario: if your car is declared a total loss or [...]