Supplemental health insurance benefits

How it works to protect income and avoid debt

Supplemental health insurance can protect your financial security.

In 2021, health spending in the U.S. increased by 2.7 percent. Americans as a whole paid $4.3 trillion on health expenses, and $12,914 per capita.1 As health care costs rise, employees can look to their employers for options to help with unexpected medical expenses.

An unexpected accident or serious illness can derail your family’s finances. Having additional financial protection with supplemental benefits through your employer can help you avoid a worse-case scenario.

Supplemental benefits are “in addition to” and not “in place of” medical health insurance, which can have costly deductibles and co-pays. When that happens, supplemental insurance can step in and help alleviate some of your financial burden.


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