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Top 25 community posts of 2025

AI; Top 25 community posts of 2025

Another year, another strong showing from the CUInsight contributor community. We’re grateful to the voices who consistently share smart, relevant perspectives that keep our readers informed and engaged.

Let’s jump right in and count down the top 25 community posts of the year!

"First, we must understand the major headwinds facing credit unions in growing core deposit and new member acquisition in 2025."

"Stepping into a leadership role—especially if you’ve been promoted from within—can feel like an exciting yet overwhelming transition."

"By modernizing and focusing on the needs of younger members, credit unions can unlock new avenues for growth, engagement, and long-term sustainability."

"The potential termination of WOCCU-led international credit union development projects is a direct threat to the American credit union system, its leadership position, and the cooperative values it upholds."

by. Tansley Stearns, Community Financial Credit Union

"How will you jump in to walk with women toward their financial health?"

by. Avery Swiontek, Rise Analytics

"In an era of market saturation and rising competition, growth isn't just about adding numbers. It's about adding the right members..."

"Proponents of open banking want you to believe you have no choice but to share your data, hand off your relationships, and hope for the best."

by. Patrick Conway, AACUL

"Credit unions are not only financial institutions; they are vital partners dedicated to improving the financial well-being of their members."

by. Rosa Moreno, Titan Finance

"Financial literacy isn’t just a “nice-to-have”—it’s a cornerstone of economic justice."

"Do you spend hours creating blog content, only to release it out into the world and hear … crickets?"

"Are you sure that’s the right question? It’s not whether Bitcoin is a Ponzi scheme—it’s whether you’ve ever encountered something that isn’t."

by. Sharon Camper, Apple Federal Credit Union

"By leading by example, we can inspire trust, foster a sense of purpose, and create a team that feels empowered to achieve great things."

"Accepting a CEO position is not simply saying “yes” to a job. It is saying “yes” to a partnership."

"What used to happen across multiple branch visits, paper forms, and follow-up calls now happens in one connected experience."

by. John Ballantyne, Tru Treasury

"Whether your credit union is just starting to explore commercial services or looking to expand your existing program, 2025 can be your turning point."

by. Caroline Willard, Cornerstone League

"Now is the time to act—to educate, advocate, and make the case for why credit unions matter more than ever."

"Through collaboration, communication and automation, financial institutions can effectively share data among systems and solutions—and reduce the impact of fraud in the year ahead."

"As credit unions navigate 2025, notably in a shrinking environment, leveraging the right data and solutions will be crucial for sustainable growth and risk reduction."

"As this generation begins their financial journeys, credit unions face the challenge of adapting to their world while positioning themselves as their first and most trusted financial partner."

"Both taxation and the elimination of CDFI funding will make it vastly more difficult for credit unions to effectively serve their communities."

by. Karan Bhalla, AiVantage

"This is no longer about early adoption. It’s about survival. Waiting is no longer cautious—it’s reckless."

"Undermining credit unions will not strengthen community banks—it will simply leave millions of Americans with worse options."

by. Eric Berg, NetGiver

"We don’t need to abandon our principles. We need to apply them differently."

"It’s not about the offer; it’s about seeing the person behind the account."

by. Suchit Shah, AiVantage

"AI is not the final step—it’s just the next chapter."

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