Now is the time for financial institutions to prioritize leveraging technology focused on the financial health of their account holders. Two recent surveys, highlighted below, found a gap between what account holders want — help and [...]
Deposits are the lifeline for any financial institution, and now more than ever, deposits are critical. In this competitive rate environment, financial institutions need to shift their strategy to attract new deposits and drive their [...]
Recently, Alkami and Digital Credence co-hosted an online event, Digital Transformation Series: Driving Digital Engagement featuring expertise from On Tap Credit Union, United Heritage Credit Union, SRP Federal Credit Union, and industry consultancy, Digital Credence. [...]
Payments fraud continues to be a major concern for organizations — and their financial institutions. The 2023 AFP Payments Fraud and Control Survey by J.P Morgan revealed that 65% of organizations were victims of payments [...]
Businesses are most interested in increasing the speed of their digital transactions, according to a research survey1 of small business banking decision makers commissioned by Alkami in 2023. Among the top features small businesses want [...]
Are your digital banking offerings and features meeting the needs of your small business members? Are they attracting new ones? Alkami commissioned a research study in Q2 2023 with the goals of: Identifying and understanding [...]
In an industry first, Alkami is now leveraging artificial intelligence (AI) predictive modeling to help financial institutions identify highly engaged account holders, offer them products and services most likely to increase incremental revenue, and deepen [...]
For financial institutions, finding the right fintech partner is a bit like finding a partner in personal relationships. It can take a lot of trial and error to make a great match. Fintech partnerships are [...]
Today's second youngest generation, Gen Z, was born between 1996 and 2010, and runs the gamut. The juniors in the segment are just coming of age, while others are college age or new graduates entering [...]
A healthy deposit inflow is the foundation of financial institutions. It provides the funding that financial institutions need to make loans, invest in securities, and provide other financial services. Without it, financial institutions can face [...]
Every day we speak with community banks and credit unions looking to determine whether business banking is a viable option for them. Many don’t know where to start, how to integrate new business tools [...]
Digital banking account holders increasingly expect the convenience of instant peer-to-peer (P2P) transfers, which entail sending or receiving money from one of their accounts to another person or organization’s account. But most account-to-account (A2A) [...]
Most financial institutions (FIs) today offer a digital banking platform. How does yours stack up? Is it keeping pace with those of your competitors? It's vital for credit unions (CUs) to leverage digital technology to [...]
With the FedNowSM Service launch right around the corner, financial institutions (FIs) need to be prepared to take advantage of the opportunities it offers. FedNow is a real-time payment service backed by The Federal Reserve [...]
CUInsight Publisher & CEO Lauren Culp is joined by Har Rai Khalsa, VP Product Management at Alkami for a quick interview with just 3 questions about digital account opening... Three questions: (0:30) What are [...]
