CUInsight Publisher & CEO Lauren Culp is joined by Har Rai Khalsa, VP Product Management at Alkami for a quick interview with just 3 questions about digital account opening... Three questions: (0:30) What are [...]
According to Javelin’s 2023 Identity Fraud Study: The Butterfly Effect, identity fraud losses totaled $43 billion in 2022, a 17% decline from 2021. While rates of identity theft may have decreased in the past [...]
As any reputable financial institution (FI) knows, to have a successful deposits program, you must first establish your FI’s Customer Identification Program (CIP). CIP verifies the applicant’s identity, a crucial component of any [...]
More than eight in ten Americans cite inflation as a source of stress and nearly 60 percent are concerned about having money to pay for present necessities. It seems safe to say the economy is [...]
Today’s current economic climate, filled with news of modern-day bank runs, interest rates at levels not seen since before the iPhone era, an inverted yield curve reminiscent of the days prior to the past [...]
It’s been just over five years since the American financial system joined the real-time payment (RTP) revolution that started in Europe. We’ve watched as mega banks in particular have processed increasingly large volumes [...]
In this era of uncertainty, 77% of Americans recently reported feeling anxious about their financial situation. Many account holders rely on their Financial Institution (FIs) as trusted advisors, and want them to proactively identify gaps [...]
In this era of uncertainty, 77% of Americans recently reported feeling anxious about their financial situation. Many members rely on their credit union as trusted advisors; proactively build on that relationship to identify gaps in [...]
Artificial Intelligence Predictive Modeling (AI) isn’t a nice-to-have anymore. It’s a competitive advantage that financial institutions (FIs) should begin harnessing right now. Using AI allows FIs to make sense of all the data [...]
By 2028, the global digital banking market size is estimated to surpass $10.3 trillion—an omnipresence that regional banks and credit unions cannot afford to ignore. Financial institutions (FIs) need to step up their [...]
CUInsight Publisher & CEO Lauren Culp is joined by Jacob Leick, Manager of Product Management at Alkami for a quick interview with just 3 questions about business banking… Three questions: (0:30) Based on your [...]
The digital banking landscape is in a constant state of change. As we enter the new year, financial institutions (FIs) are preparing for a range of anticipated changes and trends that will impact the way [...]
An unfortunate rule of thumb is that a data scientist spends 80% of the time cleaning and prepping data and only 20% of the time actually analyzing data for insights. Transaction data is a rich [...]
CUInsight Publisher & CEO Lauren Culp is joined by Rachel O'Neill, Senior Sales Engineer at Segmint for a quick interview with just 3 questions about growth in 2023... Three questions: (0:28) Deposits are a [...]
A Stressful Time of Year The holidays can be a stressful time for people for many reasons. Money is likely a top cause, especially this year, making financial wellness a top priority for U.S. [...]
