by: Emily Hollis In May 2014, NCUA issued a new stress test requirement. In accordance to Part 702 of the NCUA Rules and Regulations, a federally insured credit union with assets of $10 billion or [...]
All of us have experienced it – the shared glances following a staff member’s comments, the curt responses to someone’s suggestion and the escalating email wars about seemingly trivial topics. Sometimes, co-workers behave more [...]
by: Allen P. DeLeon In January 2013, the Consumer Financial Protection Bureau (CFPB) adopted a new rule that implements the “Ability to Repay/Qualified Mortgage” (ATR/QM) provisions of the Dodd-Frank Act. The rule became [...]
by: Paul McCormack U.S. criminal law prohibits trying a defendant on the same or similar charges to which they were previous acquitted or convicted. In a way, the same concept used to apply in [...]
by: Bethan Cowper The payments landscape is in a state of flux and has been for the last ten years. However, we finally have the technological agility available to deal with change and meet consumer [...]
by: Cameron Madill Google Analytics is a valuable tool for online credit union marketing. It allows you to track activity on the institute’s website and provides comprehensive information about how visitors found the site. [...]
It's a moment most credit union leaders aspire to. The moment of standing on stage and having your hardest work acknowledged, praised, celebrated – and awarded. Making it to this point means you thought big, put [...]
by: John Carlson Cybersecurity threats cannot be addressed by just educating consumers and businesses. The government and the private sector must also implement technologies and tools that, collectively and in combination, can mitigate our cybersecurity [...]
by: Philippe Asselin Recently someone shared with me their teenage son averages over $20 an hour working part time bussing tables at the local BBQ place—and he receives some optional benefit offerings plus half-price [...]
by: Victoria Daka On Monday, Bernadette blogged about the understanding risks in electronic payment systems article from the latest NCUA Report. Today, I’d like to take a look at another article from the NCUA [...]
by: David Gilbert Managing a loan portfolio is no easy task. To properly manage any loan portfolio in today’s economy, you need your data to be solid. Over the years, having worked with thousands [...]
by: Seth Godin Our connection economy thrives when people understand what to expect from one another. We're more likely than ever to engage in interactions that involve an exchange, something that deserves a specific clarification. [...]
With recent high-profile data breaches occurring this year, organizations are experiencing an entirely new risk level of data theft and security. At this year’s Discovery Conference, CUNA Mutual Group’s Jay Morgan and Beazley [...]
by: Jay Isaacson Recent lawsuits stemming from high-profile data breaches have no doubt spurred a fair number of discussions in credit union board rooms about cyber breach activity and potential insurance needs. In reviewing your [...]
by: Kay Plantes All too often, companies take the scope of their offerings as a given, delaying changes that make the organization ripe for disruption. Kodak stuck with “film” as its core business while competitor [...]
