TMG News Archives

Consumer education key to successful #EMV chip card rollout

Consumer education key to successful #EMV chip card rollout

by: Georgann Smith Community financial institutions (FIs) are viewed as a trusted source of financial education for consumers. As the U.S. payments industry continues its migration to EMV chip cards, it’s essential for [...]

Implement tokenization to fight against fraud

Implement tokenization to fight against fraud

by: Brandon Kuehl In a new white paper, “U.S. Participates in the Global Fight Against Card Fraud,” TMG Product Manager Brandon Bogler and I take a look at what tokenization means for card-issuing financial [...]

Would you go 37 years without a paycheck?

Would you go 37 years without a paycheck?

by: Shazia Manus I was blown away (and that’s an understatement) by the presentation of Clarence Hall Jr.’s story and tribute video shared during the National Credit Union Foundation (NCUF) Dinner in Washington, [...]

New credit union loan program resonates with Hispanic community

New credit union loan program resonates with Hispanic community

by: Miriam De Dios, CEO, Coopera Recognizing that nearly 40 percent of California’s residents identify themselves as Hispanic, Vacaville, California-based Travis Credit Union has been working diligently to effectively address that need. In 2014, [...]

Look to retail space for data analytics inspiration

Look to retail space for data analytics inspiration

by: Brandon Bogler After years of collecting and analyzing data, retailers are taking a new approach to marketing. Many merchants are now offering targeted discounts and promotions, aiming their sales offerings only at consumers who [...]

Credit unions march forward with EMV chip card conversion

Credit unions march forward with EMV chip card conversion

by: Brandon Kuehl Financial institutions (FIs) across the country are continuing their EMV chip card preparations. Harland Clarke Corporation’s recent “State of EMV: Countdown to 2015” survey takes a look at FIs’ EMV preparedness [...]

U.S. government working to speed up EMV adoption

U.S. government working to speed up EMV adoption

by: Brandon Kuehl According to a White House announcement, as part of its “BuySecure” initiative, the U.S. government began a payment card replacement program on January 1, 2015. The plan is to issue more [...]

Apple Pay gets high marks from early users

by: Brian Day Apple Pay has yet to gain widespread adoption among iPhone 6 owners. This is likely due to two factors: 1) poor consumer awareness of which stores accept near field communication (NFC) payments [...]

Mobile to account for half of online purchases by 2017

by: Brian Day Research and advisory firm Gartner recently issued a new report highlighting how the growing interest in mobile payments among U.S. consumers will impact online shopping over the next few years. Gartner [...]

Year of the data breach in rewind

Year of the data breach in rewind

by: Karen Postma My colleague Nicole Reyes, TMG senior fraud prevention analyst, recently hosted a webinar taking a look back at 2014 as the “Year of the Data Breach.” Below are a few key take-aways [...]

EMV & NFC go hand in hand

EMV & NFC go hand in hand

by: Brandon Kuehl Moving toward increased usage of contactless and mobile payments is an important benefit of EMV chip card implementation. To that end, EMV and near field communication (NFC) can be viewed as complementary [...]

Use lifestyle data to build loyalty

Use lifestyle data to build loyalty

by: Brandon Bogler The Age of the Consumer is a key area of focus for financial institutions (FIs), particularly when it comes to Big Data. In their efforts to satisfy today’s increasingly tech-savvy consumers, [...]

Data Analytics will play larger role in 2015 cyber security

Data Analytics will play larger role in 2015 cyber security

by: Brandon Bogler Following the alarming number of data breaches over the past year and a half, cyber security remains top of mind for financial institutions (FIs). As a result, FIs are working to determine [...]

NFC usage gaining traction

NFC usage gaining traction

by: Brian Day The number of contactless near field communication (NFC) payment users is projected to total 516 million by 2019, up from 101 million in 2014. According to Juniper Research’s “NFC Mobile Payments: [...]

A look at what’s ahead for credit cards

A look at what’s ahead for credit cards

by: Brian Scott In almost every industry, a new year means new trends and expectations. The credit card industry is no different. EMV chip cards are receiving a great deal of attention these days, but [...]